How Do I Pay for Graduate School?
Financial Aid Process • Payment Plans
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We know that paying for your graduate degree is an important factor when choosing a school. Contact the Graduate Information Office to talk more about the key factors to consider – or, read on to learn about the different ways you can finance your graduate degree.
Financial Aid Process
Applying for Financial Aid
Complete all steps below to apply for financial aid. Note: There are financial aid options that are not based on need. Most students in the off-campus programs use financial aid to pay for the program. We recommend that you complete these steps as soon as possible to make sure that your payment arrangements are in order by the first night of class. For help, please contact the Graduate Financial Aid Department at 651-641-8776.
Students should submit the 2024-2025 form. Students will also need your FSA ID number (https://studentaid.gov/fsa-id/sign-in/landing) and Concordia’s School Code (002347). When you are completing the FAFSA you will want to use the IRS Data retrieval process to report your income information. Graduate students are considered independent for financial aid purpose.
Review your Student Aid Report (SAR) for accuracy
You will receive this form 7-10 days after the FAFSA is submitted. If there are any errors on your SAR, log back into your FAFSA to make corrections.
Complete Loan Entrance Counseling and the Master Promissory Note
Complete the Federal Direct Loan Requirements by going to https://studentaid.gov/h/complete-aid-process. Select ‘Graduate’ student in the blue box. Within the federal Direct Loan text, you will have the option to click on ‘Completing the Direct Loans’. Please complete both the Direct Loan Entrance Counseling and Master Promissory Note at this site. We will be notified within 48 hours after it has been completed.
You will receive your financial aid award letter from CSP Global
This lists the financial aid that you qualify for.
Accept or Decline Your Award
To accept or decline your award on your CSP Connect student portal, find your award letter under the Financial Aid Information tab. Click to accept the terms and conditions of your award and accept or decline your award. Be sure to contact the Financial Aid Office if you have any questions about your award.
Master's Program Award Amounts
Award Amounts for Most Programs (Cost Per Credit = $395)
Semester | Credits | Tuition |
Fall | 6 Credits | $2370 |
Spring | 6 Credits | $2370 |
Summer | 3 Credits | $1185 |
Award Amounts for MAT Program (Cost Per Credit = $440)
Semester | Credits | Tuition |
Fall | 6 Credits | $2640 |
Spring | 6 Credits | $2640 |
Summer | 6 Credits | $2640 |
Ed.S. Program Award Amounts
Award Amounts (Cost Per Credit = $415)
Semester | Credits | Tuition |
Fall | 6 Credits | $2490 |
Spring | 6 Credits | $2490 |
Summer | 6 Credits | $2490 |
Ed.D. Program Award Amounts
Award Amounts (Cost Per Credit = $615)
Semester | Credits | Tuition |
Fall | 6 Credits | $3690 |
Spring | 6 Credits | $3690 |
Summer | 6 Credits | $3690 |
Note: Be sure to accept a loan amount that will cover the cost of the highest semester tuition because the loan will be divided equally by 3 automatically by the federal government.
Students Receiving Financial Aid
Students should be prepared to pay for books, etc., from personal funds until financial aid is disbursed. Only students who meet the specified qualifications previously mentioned will be eligible to use a book voucher to purchase books and supplies (see your Financial Aid Counselor for more information). All Financial Aid (loans, scholarships, grants) will show on the student account by Tuesday of Week 6.
Third party awards are applied to the student account when received. If you are using third party awards (i.e. Employer Reimbursement), you are responsible to pay for all education charges upfront, and may be reimbursed once Third Party Payment is received.
All students are required to have a signed tuition planning form on file located in the application portal.
Registration may be cancelled at any time for non-payment of fees.
Questions? Contact the Graduate Financial Aid Department at 651-641-8776 or by email at gradfa@csp.edu
Payment Plans
To view your balance due, you will need to access your online account through CSPConnect.
Steps to paying tuition online:
1. Log into CSPConnect https://connect.csp.edu
2. Select the Payment tile
3. Due dates can be viewed with the Fall or Spring links
4. To make a payment click the “Make an Online Payment” link
5. Sign with your login user name and password again.
6. Click “Make a Payment” down the bottom right corner. Select the current term and change amount if necessary, then follow the checkout direction.
*Financial aid awards typically include loan opportunities, for which you must complete and sign a Master Promissory Note (MPN). Failure to complete and sign an MPN will delay disbursement of Federal loans.
Tuition and fee charges, including any balance due after disbursement of financial aid*, must be paid using one of the following options:
- Payment In Full (or the total balance due after accounting for financial aid*) by Tuesday of Week 6.
- CSP Global Installment Plan
- In this plan, you will make payments in up to two installments, plus a $35 enrollment fee, according to the timeline below. **
- Students eligible for financial aid that have not completed requirements and have not received aid by Tuesday of Week 6 will be automatically enrolled in the CSP Global Installment Plan.
**CSP Global Installment Plan
First Payment Due Tuesday of Week 6 | 1/2 of outstanding balance |
Second Payment Due Tuesday of Week 11 | Remainder of outstanding balance |
Enrolling in Online Auto-Payment Plan
You can divide your “out of pocket” cost into 4 payment for each semester that is automatically withdrawn from your payment option. To enroll, use the “make an online payment” link on CSP Connect.
*Please note there is a $50 enrollment fee due at the time of enrollment
Payment breakdown:
- First Payment: Week 1
- Second Payment: Week 5
- Third Payment: Week 9
- Fourth Payment: Week 14
Late Payments
Late payments will be assessed a 1% late fee. All fees must be paid in full by the end of each term before being allowed to register for upcoming semesters. If you have previously registered for future terms, and fail to make payment, you will be deregistered from those terms. Should you leave the institution during the semester, you forfeit your right to use the installment plan and your balance will be immediately due in full.
The Federal (Title One) Teacher Loan Forgiveness Program
If you and your school qualify, this program may provide loan forgiveness for eligible Federal DirectLoans. This is a separate program requiring separate forms and processes. The U.S. Department of Education will determine your eligibility for this program; CSP Global is not responsible to verify your eligibility for this program. Please do not base your enrollment on this program, as it can be difficult to ensure qualification for government programs which are subject to reform and funding changes.
Federal Teach Grant Program
You must visit https://studentaid.gov/understand-aid/types/grants/teach#eligibility for more information.